When Your Wallet Says Yes

But Your Mind Says No

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Hey Simplifiers,

Have you ever had money in your bank account, but still felt like you were one wrong move away from disaster? Or maybe you crushed a savings goal, but instead of celebrating, you panicked that it wasn't enough? If so, you might have experienced money dysmorphia — and trust me, you're not alone.

What Is Money Dysmorphia?
Money dysmorphia is a psychological disconnect between your real financial situation and how you feel about it.

You might:

  • Constantly feel "broke" even when your bills are paid and savings are growing

  • Avoid spending small amounts, even on needs, out of fear

  • Downplay your financial progress, no matter how hard you've worked

A Real Example: "I had $10,000 saved, no debt, and a stable income — but every time I made a small purchase, I felt like the ground was about to collapse under me. It wasn’t logical, but the fear was real."
— A fellow TSA community member

How to Get a More Realistic View of Your Finances:

  • Track the Facts:
    Regularly review your bank balances, debt totals, and net worth — and celebrate small wins.

  • Set Clear Benchmarks:
    Define what “safe” means for you (ex, 3 months of expenses saved) so you aren’t chasing a moving target.

  • Talk It Out:
    Sometimes, we need external perspectives—a coach, a planner, or even a supportive friend can help us reality-check our fears.

Your feelings about money are valid, but facts are your best financial friend.
It’s not about ignoring anxiety. It’s about balancing emotion with evidence so you can confidently move forward. Have you ever felt "broke" even when you technically weren’t? 🧠💵

Reply and share your story — I’d love to hear it.

Talk soon,
C 🩶
The Founder of The Simple Adult

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